How Aid Works
Boston College remains committed to the practice of admitting students solely on the basis of the strength of their application. Students who are U.S. citizens or permanent residents, who are not in default on a Federal student loan and who demonstrate financial need, will be assisted in meeting that need through different financial aid funds. A family's demonstrated financial need is the difference between the cost of attendance and the expected family contribution.
Cost of Attendance
The cost of attendance is the average cost of attending Boston College. It is based on whether you will be living on campus, off campus or commuting. The cost of attendance includes costs that will appear directly on your bill, such as tuition, fees and, if you are living on campus, room and board. It also includes allowances for indirect expenses that will not be on your Boston College bill, such as books, supplies, personal expenses, travel expenses and, if you will be living off campus, room and board.
Your cost of attendance will not match your bill because it includes these indirect costs that are not billed by Boston College. Students must plan ahead and be prepared to pay for books and/or off-campus living expenses until the funds have been disbursed.
Boston College's costs for the nine-month 2022–2023 academic year:
| Cost Type | Incoming Resident Student |
Current Resident Student |
Off-Campus Student |
Commuter Student |
|---|---|---|---|---|
| Tuition | $62,950 | $62,950 | $62,950 | $62,950 |
| Fees | $1,826 | $1,226 | $640 | $640 |
| Room and board | $16,120 | $16,859 | $11,750 | $1,600 |
| Books/misc. | $3,150 | $3,150 | $3,150 | $3,450 |
| Total (Rounded) | $84,046 | $84,185 | $78,490 | $68,640 |
Please note: Student budgets can vary depending upon on- or off-campus residency. Students must notify the Office of Student Services in writing if their housing status changes.
Boston College is committed to providing information in a manner that is accessible to all. If you are in need of a printed copy of the material presented on this web page, please contact the Office of Student Services.
Family Contribution
Boston College does not meet the expected family contribution determined by the FAFSA. We meet 100% of the need that is based on our determination of your institutional expected family contribution.
Expected Parental Contribution
Federal Methodology includes factors such as:
- Income (prior-prior tax year)
- Assets (excluding home equity, family-owned small business/farm equity)
- Family size
- Number of dependent children enrolled in college or graduate school
Institutional Methodology includes factors such as:
- Income (prior-prior tax year)
- Assets (including home equity, all business/farm equity)
- Family size
- Number of dependent children who are full-time undergraduates*
- If parents are separated, divorced, or were never married, financial information for both biological parents is reviewed
*Boston College does not include graduate siblings in the number in college. Boston College verifies sibling enrollment each fall semester through the Sibling Enrollment Verification process.
Expected Student Contribution
Federal Methodology includes factors such as:
- Income (prior-prior tax year)
- Assets
- Family size (if student is considered independent)
- Number in college (if student is considered independent)
Institutional Methodology includes factors such as:
- Income (prior-prior tax year) or minimum contribution*
- Assets
- Family size (if student is considered independent)
- Number in college (if student is considered independent)
*The student income portion of the Institutional Expected Family Contribution is based on the expectation that each student will work during the summer to invest in his or her own education. Minimum standard income contributions for the academic year are $2,400 for incoming students and $2,500 for returning students. If the student earned higher than the minimum standard contribution during the prior-prior tax year, then the determined student contribution will be based on a percentage of their actual earned income.
Borrowing at Boston College
43%
Percent of students who borrowed a federal student loan
$16,513
Average total federal loan amount borrowed by students
Class of 2020
$158
Approximate federal loan monthly payment over a ten-year period