Medical Insurance
Please check back later in June for the full benefits document for the policy beginning August 7, 2025.
The student health insurance plan for the 2025–2026 policy year, effective August 7, 2025, will continue to be provided by UnitedHealthcare underwritten by Harvard Pilgrim. For more details about coverage, please refer to the Summary of Benefits or contact UnitedHealth Care at 866-948-8472 or http://customerservice@uhcsr.com/bc. The network of providers can be found at UHC Options PPO - Harvard Pilgrim Joint Venture by visiting this website and selecting Find a Doctor.
2025–2026 Medical Insurance Information
Enrollment (2025–2026)
Massachusetts law and BC policy require students to have health insurance. All students listed below are automatically enrolled in and billed for the student health insurance plan unless they file a waiver:
- Degree program students: Everyone enrolled in a degree program, regardless of credit hours
- Non-U.S. citizens/Permanent residents
- Non-degree students: If you’re taking courses that add up to at least 75% of a full-time schedule, you will be automatically enrolled. Students are responsible for monitoring their eligibility status. (For graduate students in the schools of Morrissey College of Arts and Sciences, Lynch School of Education and Human Development, Carroll School of Management, Connell Graduate School of Nursing, School of Social Work, Clough School of Theology and Ministry, and Woods College of Advancing Studies, 75% of full-time is 7 credits or more. For undergraduates in the Woods College of Advancing Studies, 75% of full-time is 9 credits or more.)
Graduate students (non-Law): Registration for classes triggers your insurance enrollment, and it takes 5–7 business days for your insurance to show as active in the carrier’s system. While the fall semester coverage begins on August 7 regardless of when you register, keep this timeframe in mind if you have health care providers who will need to verify your coverage with the insurance company. You should register for classes by mid-July if you need your insurance to show as active in the insurance system on August 7. This is also important if you plan to enroll dependents. (Law students’ insurance enrollment is triggered when your tuition charge is applied.)
Who is eligible to enroll? Students taking courses in a degree or certificate program, OR taking 75% of a full-time schedule for credit can enroll in the insurance.
Post-doctorate students are eligible to enroll on a voluntary basis.
Medical leave of absence: If you are enrolled in the insurance and take a medical leave of absence effective mid-semester, your coverage will remain active for the remainder of that semester. Coverage may be extended for the following semester with approval from Boston College. Enrollment is not automatic. Contact the Office of Student Services for specifics about eligibility and enrollment.
Insured students have the option of enrolling their eligible dependents (a spouse or a child under the age of 26) using the enrollment form under the Forms tab. Dependents must be enrolled for the same time period as the student. For example, a student enrolled beginning in the fall semester cannot purchase dependent coverage starting in the spring unless there is a qualifying event; see the enrollment form for further details. Dependents enrolled for the fall must be re-enrolled for the spring, and you are responsible for enrolling and re-enrolling your eligible dependents each semester. The deadline to enroll dependents is September 19, 2025 for the fall semester and January 23, 2026 for students newly enrolling for the spring.
Note to students: You need to be enrolled in the insurance plan in order to enroll dependents. To make the dependent enrollment process as smooth as possible, you should register for classes as early as you are able, preferably by mid-July.
| First Semester (8/7/25–1/8/26) | Second Semester (1/9/26–8/6/26) | |
|---|---|---|
| Student | $1,870 | $2,533 |
| Spouse | $1,884 | $2,547 |
| One child | $1,884 | $2,547 |
| Two or more children | $3,753 | $5,079 |
| Spouse and two or more children | $5,622 | $7,611 |
(Amounts may include processing/admin fees.)
UnitedHealthcare Coverage
The plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, lab work, x-rays, chemotherapy, radiation, inpatient and outpatient mental health, physician office and consultant visits, ambulance, and prescription drugs.
You should refer to the benefits information and the information available at UnitedHealthcare for complete details about coverage, limitations and exclusions. Contact UnitedHealthcare directly for information about coverage and claims.
Referrals from University Health Services
A referral is not required with the UnitedHealthcare Plan, but there are many benefits to first seeking care or advice from Boston College's University Health Services. Visit University Health Services' website for more information.
Coverage Out of State and Abroad
UnitedHealthcare provides coverage whether you are in Massachusetts, out of state, or abroad. You should always contact UnitedHealth directly for specific information about coverage and claims.
When travelling, keep your insurance card with you. Outside the United States, you will likely be asked to pay for your medical care first and then will need to seek reimbursement. Covered expenses will be reimbursed on a non-network basis. When you submit claims for reimbursement, you may need to have the itemized bill(s) translated into English and include additional information. UHC Global can be reached toll-free from within the United States at 800-527-0218 or collect from outside of the United States at 410-543-6330, or email at assistance@UHCGlobal.com.
Students who initially waived the student plan and wish to enroll can opt back in by the waiver deadline. Directions to rescind waivers are on the Forms tab.
After the waiver deadline, a student may enroll in the student plan only for a qualifying event. Qualifying events include aging out of a parent’s policy at 26, marriage, birth of a child, or other loss of coverage from an existing policy. Complete the Petition to Add form, which will be available on the Forms tab.
Coverage for graduating students ends on January 8, 2026 (for fall graduates) or August 6, 2026 (for spring and summer graduates). There is not an option to extend the student plan. You can contact UnitedHealthcare about enrolling directly, or explore your options through your state Health Connector. The site for the MA State Health Connector is https://www.mahealthconnector.org/.
Waivers (2025–2026)
Waiver forms can be found on the Forms tab.
While the deadline for fall and annual waivers is in September, we strongly recommend waiving the insurance by the end of July. Otherwise, you may have issues with overlapping policies once the BC plan begins August 7.
| Semester | Waiver Deadline | Insurance Coverage Period |
|---|---|---|
| Fall | September 19, 2025 | August 7, 2025–January 8, 2026 |
| Spring | January 23, 2026 | January 9, 2026–August 6, 2026 |
Students who are enrolled in a health plan that is comparable to the student plan may waive the BC coverage through the Agora Portal if they are at least 18 years old. Students under the age of 18 cannot file an electronic waiver; see the Forms tab for the under 18 waiver.
Before waiving coverage, review your plan with the following in mind:
Please review your insurance carefully. If you waive coverage and find later that your insurance does not cover a claim, you cannot enroll in the BC plan later to have the claim covered. You would need to wait until the next open enrollment period the following year.
Your plan should be compliant with the Affordable Care Act. It should include, but not be limited to, the following:
- preventative and non-urgent care
- prescription drugs
- emergency care
- mental health and substance abuse treatment
- surgical care
- inpatient and outpatient hospitalization
- lab work and diagnostic x-ray
- physical therapy and chiropractic care
- immediate coverage for pre-existing conditions
- no annual maximum benefits
Your plan should cover these services in Massachusetts and near campus. It should not limit coverage to your home state, or limit you to emergency services only while in Massachusetts.
Medicaid plans outside of Massachusetts are not eligible for a waiver because they limit what coverage is available outside of your home state. MassHealth plans qualify for a waiver, but the following MA Medicaid plans do not qualify for a waiver: Children’s Medical Security Program, MassHealth Limited and Health Safety Net. These plans do not qualify for a waiver due to their limited coverage.
If you plan to travel in or outside of the U.S., your plan should cover you in those locations.
The state of Massachusetts does not permit waivers with socialized (foreign National Health Service program) plans.
Your plan should cover you for the full academic year.
Please note:
Incomplete waivers will not be processed. Waivers must be completed every year. All waivers must be submitted by the deadlines above. Students who do not complete a waiver prior to the deadline will automatically be enrolled in and charged for the UnitedHealthcare student plan. Once the waiver is submitted, the charge will be removed from the student account in one business day; students and authorized payers can verify the adjustment by logging in to the Agora Portal ("My Bill") and viewing Current Activity on the View & Pay Accounts tab. Students are responsible for verifying that their waiver was submitted correctly.
Providing insurance information to other offices on campus (e.g., Athletics, Health Services) does not fulfill the Massachusetts waiver requirement. If a student does not complete a waiver with the Office of Student Services, either through the Agora Portal or on paper, prior to the deadline, they will automatically be enrolled in and charged for the student insurance plan.
Your insurance must comply with Massachusetts state law for a waiver. If you reside internationally, your insurance is eligible for a waiver only in limited situations. The state does not allow waivers with international insurance plans, socialized or standard medical policies (including Canadian policies), travel insurance plans, or short-term medical plans. You may be eligible for a waiver if you are insured through (1) your own or a parent/guardian/spouse’s health insurance plan offered through a U.S. employer or (2) certain government-sponsored programs such as the Government of Kuwait/UAE or Government of Saudi Arabia. MA Medicaid Plans such as Children’s Medical Security Program, MassHealth Limited, and Health Safety Net do not qualify for a waiver.
To file a waiver, see the Forms tab for the waiver for students who are not U.S. citizens or permanent residents.
Your insurance must be effective on or before August 7, 2025 (for fall and annual waivers) or January 9, 2026 (for spring waivers) to qualify for a waiver. For example, a policy beginning on September 1, 2025 does not cover your full time here and would not qualify for a fall or annual waiver.
ID Cards & Your UnitedHealthcare Account (2025–2026)
Creating Your United Account
Follow the steps to create your UnitedHealthcare account and access your ID card once the plan begins on August 7. When prompted, use your BC student ID and your BC email in username@bc.edu format.
Students new to the plan: Your mobile-friendly online UnitedHealthcare account is the resource for
- Your ID card
- Viewing policy information and estimating the cost of care that you need
- Viewing claims statuses and details
- Seeing what is covered and what additional benefits are available to you
See the instructions above to create your account.
ID Cards
Once you’ve created your online United Healthcare account, you can access your ID card once the policy is active on August 7 by logging in and selecting the ID Card tab.
If you are unable to access your ID card, check the date of the insurance charge on your bill. If you have recently registered, allow 5–7 business days for your ID card to be viewable. Graduate students (non-Law): Your insurance enrollment is activated by your registration for classes, so if you do not have an insurance charge on your BC student account, you need to register for classes, and then allow 5–7 business days for your ID card to be viewable.
Important note: When a health care provider is verifying your coverage, make sure that they use the United phone number on your ID card and our website. United has multiple divisions, so if a provider calls a different United number that they have in their files, they may not reach the student plan division and be told that you do not have coverage.
2025–2026 Forms
Waiver Forms
Domestic students: (U.S. citizens and permanent residents):
| Domestic students over 18: Log in to your My Services account. Select Medical Insurance Waiver from the Account and Personal Info section. You will need your insurance policy information to complete a waiver. |
| Domestic students under 18: If you are under 18, your parent or guardian must sign your waiver form. |
| Students who are not U.S. citizens or permanent residents: Log in to your Gallagher student account using your BC credentials to access the waiver form. |
| Students in exclusively online degree programs: If you are enrolled online only and not visiting Massachusetts, complete this form. You must be logged in to your BC Gmail or Google account to access the form. |
Enrollment Forms
Domestic students: (U.S. citizens and permanent residents):
| Dependent enrollment: At that time, log in to your Gallagher student account using your BC credentials, then select "Enroll." Note for graduate (non-Law) students: You need to be enrolled in the insurance plan before your dependents can be enrolled. To make the dependent enrollment process as smooth as possible, you should register for classes as early as you are able. (Law students’ enrollment is triggered automatically when your tuition is charged.) |
| Petition to cancel a previous waiver: You can cancel a prior waiver through your My Services account (instructions) or complete this form. |
| Summer enrollment: Select the Summer Enrollment tab on the left. |
Contact Information (2025–2026)
| Questions about: | Contact: | |
|---|---|---|
| Enrollment and waivers | BC Student Services | Click on the Forms tab to accessenrollment and waiver forms 800-294-0294 Email: studentservices@bc.edu |
Plan benefits Claims and payments ID cards | UnitedHealthcare | 866-948-8472 Email: BCStudent@uhcsr.com |
| Preferred providers | UnitedHealthcare Choice Plus Network | Visit the Gallagher website and select Find a Doctor |
Enrollment verification letter Dependent enrollment Summer enrollment | Gallagher StudentHealth & Special Risk | 500 Victory Road, Quincy, MA 02171 800-394-4026 |
| Tax forms | UnitedHealthcare | 866-948-8472 Email: BCStudent@uhcsr.com |
| General health insurance information | UnitedHealthcare | Visit https://www.uhcsr.com/video for quick tutorials on requesting ID cards, submitting claims, finding providers, and more. |
Dental and Vision Information
Like most medical insurance plans, the student insurance has limited pediatric dental and vision benefits. Contact United directly for specific coverage information, and note that coverage may end on a specific birthday rather than at the end of the policy term.
Your student insurance includes discount (not insurance) plans for dental and vision.
Coast to Coast Vision Discount Plan: You are automatically enrolled in the Coast to Coast discount plan if you are enrolled in the student medical insurance plan. Note that this is a discount program, not a vision insurance plan. Please visit the Gallagher Student website or contact Gallagher at 800-252-3059 for more information.
Uni-Care Dental Savings Program: You are automatically enrolled in the Uni-Care discount plan if you are enrolled in the student medical insurance plan. Note that this is a discount program, not a dental insurance plan. Visit Gallagher Student website or contact Gallagher at 800-252-3059 for more information.
SilverCloud Behavioral Health: Your insurance includes access to SilverCloud, which offers online, self-guided programs to assist with mental health issues. SilverCloud is available on any device. Visit https://gsh.silvercloudhealth.com/signup/ for more information.
Summer Enrollment for New Students (2025–2026)
The academic year insurance coverage periods are fall (August 7, 2025–January 8, 2026) and spring (January 9, 2026–August 6, 2026). Students enrolled in the spring insurance will continue to be enrolled through August 6.
New graduate students who are starting their program during the summer term are eligible to enroll in the insurance for a summer period beginning May 10 and ending August 6.
To enroll, log in to your Gallagher account using your BC username and password. Select the “Enroll” button under "2024–2025 Boston College Student Health Insurance Plan - Summer" and follow the prompts. The summer premium is $1,044 for enrollment from May 10 to August 6. (The fall enrollment period begins on August 7.)
Summer 2026 enrollment will open in early May, 2026.
Medical insurance is automatically charged for the fall and spring insurance periods. If you are beginning your program in the summer, you will not be automatically charged for summer insurance and do not need to file a waiver for the summer.
Please be sure to file a waiver for the fall and spring. These waivers are available by mid-June each year; please see the Forms tab.
2024–2025 Medical Insurance Information
Enrollment (2024–2025)
All students listed below are automatically enrolled in and billed for the student health insurance plan:
- Students enrolled in a degree program, regardless of credit hours
- Students who are not citizens or permanent residents of the U.S.
- Non-degree students enrolled at least 75% of full-time. Students are responsible for monitoring their eligibility status. (For graduate students in the schools of Morrissey College of Arts and Sciences, Lynch School of Education and Human Development, Carroll School of Management, Connell Graduate School of Nursing, School of Social Work, Clough School of Theology and Ministry, and Woods College of Advancing Studies, 75% of full-time is 7 credits or more. For undergraduates in the Woods College of Advancing Studies, 75% of full-time is 9 credits or more.)
Graduate students (non-Law): Registration for classes triggers your insurance enrollment, and it takes 5–7 business days for your insurance to show as active in the carrier’s system. While the fall semester coverage begins on August 7 regardless of when you register, keep this timeframe in mind if you have health care providers who will need to verify your coverage with the insurance company. You should register for classes by mid-July if you need your insurance to show as active in the insurance system on August 7. This is also important if you plan to enroll dependents.
Post-doctorate students are eligible to enroll on a voluntary basis.
Insured students have the option of enrolling their eligible dependents (a spouse or a child under the age of 26). The enrollment form is available under the Forms tab. Dependents must be enrolled for the same time period as the student. For example, a student enrolled beginning in the fall semester cannot purchase dependent coverage starting in the spring unless there is a qualifying event; see the enrollment form for further details. Dependents enrolled for the fall must be re-enrolled for the spring, and you are responsible for enrolling and re-enrolling your eligible dependents each semester. The deadline to enroll dependents is September 20, 2024 for the fall semester and January 24, 2025 for students newly enrolling for the spring. Enrollment forms received after that date will not be accepted.
Note to students: You need to be enrolled in the insurance plan in order to enroll dependents. To make the dependent enrollment process as smooth as possible, you should register for classes as early as you are able.
| First Semester (8/7/24–1/9/25) | Second Semester (1/10/25–8/6/25) | |
|---|---|---|
| Student | $1,830 | $2,451 |
| Spouse | $1,830 | $2,451 |
| One child | $1,830 | $2,451 |
| Two or more children | $3,660 | $4,902 |
| Spouse and two or more children | $5,490 | $7,353 |
UnitedHealthcare Coverage
The plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, lab work, x-rays, chemotherapy, radiation, inpatient and outpatient mental health, physician office and consultant visits, ambulance, and prescription drugs.
Refer to the benefits information and the information available at UnitedHealthcare for complete details about coverage, limitations and exclusions.
Referrals from University Health Services
A referral is not required with the UnitedHealthcare Plan, but there are many benefits to first seeking care or advice from Boston College's University Health Services. Visit University Health Services' website for more information.
Coverage off Campus
If you paid the premium for the entire year, you will be covered from August 7, 2024 through August 6, 2025. UnitedHealthcare provides coverage whether you are in Massachusetts, out of state, or studying or travelling abroad.
While studying or traveling abroad, keep your identification card with you. When outside the United States, you will likely be asked to pay for your medical care first and then will need to seek reimbursement. Covered expenses will be reimbursed on a non-network basis. When you submit claims for reimbursement, you may need to have the itemized bill(s) translated into English and include additional information. UHC Global can be reached toll-free from within the United States at 800-527-0218 or collect from outside of the United States at 410-543-6330, or email at assistance@UHCGlobal.com.
If a student who is enrolled in the student insurance plan takes a medical leave of absence effective mid-semester, they will continue to be covered for the remainder of that semester. Coverage may also be extended for the following semester with approval from Boston College. Enrollment is not automatic. Please contact the Office of Student Services for information about enrollment and dates of eligibility.
Students who initially waive participation in the student plan and subsequently wish to enroll prior to the waiver deadline may rescind waivers by deleting the prior waiver in the Agora Portal or by completing the Rescind Waiver form, available on the Forms tab. After the waiver deadline, a student may enroll in the student plan only on the basis of a qualifying event. Qualifying events include marriage, birth of a child, or loss of coverage from an existing policy. Students who qualify may submit a Petition to Add form, which will be available under the Forms tab after the waiver deadline.
Coverage for graduating students ends on January 9, 2025 (for fall graduates) or August 6, 2025 (for spring and summer graduates). There is not an option to extend the student plan. You can contact UnitedHealthcare about enrolling directly, or explore your options through your state Health Connector. The site for the MA State Health Connector is https://www.mahealthconnector.org/.
Waivers (2024–2025)
Waiver forms can be found on the Forms tab.
| Semester | Waiver Deadline | Insurance Coverage Period |
|---|---|---|
| Fall | September 20, 2024 | August 7, 2024–January 9, 2025 |
| Spring | January 24, 2025 | January 10, 2025–August 6, 2025 |
Students who are enrolled in a health plan that is comparable to the student plan may waive the BC coverage through the Agora Portal if they are at least 18 years old. Students under the age of 18 cannot file an electronic waiver; see the Forms tab for the under 18 waiver.
Before waiving coverage, review your plan with the following in mind:
Please review your insurance carefully. If you waive coverage and find later that your insurance does not cover a claim, you cannot enroll in the BC plan later to have the claim covered. You would need to wait until the next open enrollment period the following year.
Your plan should be compliant with the Affordable Care Act. It should include, but not be limited to, the following:
- preventative and non-urgent care
- prescription drugs
- emergency care
- mental health and substance abuse treatment
- surgical care
- inpatient and outpatient hospitalization
- lab work and diagnostic x-ray
- physical therapy and chiropractic care
- immediate coverage for pre-existing conditions
- no annual maximum benefits
Your plan should cover these services in Massachusetts and near campus. It should not limit coverage to your home state, or limit you to emergency services only while in Massachusetts.
Medicaid plans outside of Massachusetts are not eligible for a waiver because they limit what coverage is available outside of your home state. MassHealth plans qualify for a waiver, but the following MA Medicaid plans do not qualify for a waiver: Children’s Medical Security Program, MassHealth Limited and Health Safety Net. These plans do not qualify for a waiver due to their limited coverage.
If you plan to travel in or outside of the U.S., your plan should cover you in those locations.
The state of Massachusetts does not permit waivers with socialized (foreign National Health Service program) plans.
Your plan should cover you for the full academic year.
Please note:
Incomplete waivers will not be processed. Waivers must be completed every year. All waivers must be submitted by the deadlines above. Students who do not complete a waiver prior to the deadline will automatically be enrolled in and charged for the UnitedHealthcare student plan. Once the waiver is submitted, the charge will be removed from the student account in one business day; students and authorized payers can verify the adjustment by logging in to the Agora Portal ("My Bill") and viewing Current Activity on the View & Pay Accounts tab. Students are responsible for verifying that their waiver was submitted correctly.
Providing insurance information to other offices on campus (e.g., Athletics, Health Services) does not fulfill the Massachusetts waiver requirement. If a student does not complete a waiver with the Office of Student Services, either through the Agora Portal or on paper, prior to the deadline, they will automatically be enrolled in and charged for the student insurance plan.
To ensure international students are covered by a plan that provides sufficient coverage, international students are not eligible to waive BC's Student Health Insurance Plan except in very limited situations: you are insured through (1) your own or a parent/guardian/spouse’s health insurance plan offered through a U.S. employer or (2) certain government-sponsored programs such as the Government of Kuwait/UAE or Government of Saudi Arabia. MA Medicaid Plans such as Children’s Medical SecurityProgram, MassHealth Limited, and Health Safety Net do not qualify for a waiver.
The following plans are not eligible for waivers in Massachusetts: non-U.S.-based and international insurance plans, socialized or standard medical policies (including Canadian policies), travel insurance plans, or short-term medical plans. Plans must be fully compliant with the Affordable Care Act. Your insurance must be effective on or before August 7, 2024 (for fall and annual waivers) or January 10, 2025 (for spring waivers) to qualify for a waiver. For example, a policy beginning on September 1, 2024 does not cover your full time here and would not qualify for a fall or annual waiver.
ID Cards & Your UnitedHealthcare Account (2024–2025)
Creating Your United Account
Follow the steps to create your UnitedHealthcare account and access your ID card once the plan begins on August 7. When prompted, use your BC student ID and your BC email in username@bc.edu format.
Students new to the plan: Your mobile-friendly online UnitedHealthcare account is the resource for
- Your ID card
- Viewing policy information and estimating the cost of care that you need
- Viewing claims statuses and details
- Seeing what is covered and what additional benefits are available to you
See the instructions above to create your account.
Students who had the plan last year: Your United ID number will not change, but your network provider will effective August 7. Once the new plan begins, you should log in to your United account and download your updated ID with the new network information. (In an analysis of the top 2,035 health care providers used by BC students last year, there was no change in coverage with the new network. Contact UnitedHealthcare for more information.)
ID Cards
Once you’ve created your online United Healthcare account, you can access your ID card once the policy is active on August 7 by logging in and selecting the ID Card tab.
If you are unable to access your ID card, check the date of the insurance charge on your bill. If you have recently registered, allow 5–7 business days for your ID card to be viewable. Graduate students (non-Law): Your insurance enrollment is activated by your registration for classes, so if you do not have an insurance charge on your BC student account, you need to register for classes, and then allow 5–7 business days for your ID card to be viewable.
Important note: If a health care provider is verifying your coverage, make sure that they call the United phone number on your ID card and our website. United has different divisions, and if a provider calls a different United number that they have in their files, they may not reach the student plan division.
2024–2025 Forms
Spring 2025
Enrollment Forms
| Petition to Add: Students with a qualifying event, such as loss of prior coverage, can enroll mid-term. Log in to your Gallagher student account and log in using your BC credentials. Select the "Enroll-Qualifying Life Event" button. |
For summer enrollment, select the Summer Enrollment tab on the left.
Contact Information (2024–2025)
| Questions about: | Contact: | |
|---|---|---|
| Enrollment and waivers | BC Student Services | Click on the Forms tab to accessenrollment and waiver forms 800-294-0294 Email: studentservices@bc.edu |
Plan benefits Claims and payments ID cards | UnitedHealthcare | 866-948-8472 Email: BCStudent@uhcsr.com |
| Preferred providers | UnitedHealthcare Choice Plus Network | Visit the Gallagher website and select Find a Doctor |
Enrollment verification letter Dependent enrollment Summer enrollment | Gallagher StudentHealth & Special Risk | 500 Victory Road, Quincy, MA 02171 800-394-4026 |
| Tax forms | UnitedHealthcare | 866-948-8472 Email: BCStudent@uhcsr.com |
| General health insurance information | UnitedHealthcare | Visit https://www.uhcsr.com/video for quick tutorials on requesting ID cards, submitting claims, finding providers, and more. |
Dental and Vision Information
Like most medical insurance plans, the student insurance has limited pediatric dental and vision benefits. See United’s coverage information for details. Your student insurance includes discount (not insurance) plans for dental and vision.
Coast to Coast Vision Discount Plan: You are automatically enrolled in the Coast to Coast discount plan if you are enrolled in the student medical insurance plan. Note that this is a discount program, not a vision insurance plan. Please visit the Gallagher Student website or contact Gallagher at 800-252-3059 for more information.
Uni-Care Dental Savings Program: You are automatically enrolled in the Uni-Care discount plan if you are enrolled in the student medical insurance plan. Note that this is a discount program, not a dental insurance plan. Visit Gallagher Student website or contact Gallagher at 800-252-3059 for more information.
SilverCloud Behavioral Health: Your insurance includes access to SilverCloud, which offers online, self-guided programs to assist with mental health issues. SilverCloud is available on any device. Visit https://gsh.silvercloudhealth.com/signup/ for more information.
Summer Enrollment for New Students (2024–2025)
The academic year insurance coverage periods are fall (August 7, 2024–January 9, 2025) and spring (January 10, 2025–August 6, 2025). Students enrolled in the spring insurance will continue to be enrolled through August 6.
New graduate students who are starting their program during the summer term are eligible to enroll in the insurance for a summer period beginning May 10 and ending August 6.
Summer 2024 enrollment has closed.
To enroll, log in to your Gallagher account using your BC username and password. Select the “Enroll” button under "2024–2025 Boston College Student Health Insurance Plan - Summer" and follow the prompts. The summer premium is $1,044 for enrollment from May 10 to August 6. (The fall enrollment period begins on August 7.)
Medical insurance is automatically charged for the fall and spring insurance periods. If you are beginning your program in the summer, you will not be automatically charged for summer insurance and do not need to file a waiver for the summer.
Please be sure to file a waiver for the fall and spring. These waivers are available by mid-June each year; please see the Forms tab.