"Nearly three out of five retirees say they retired earlier than they expected--58% of women, 56% of men. Health problems are actually the top reason for early retirement, with 34% reporting this, compared to 27% having sufficient financial resources to retire. 24% report losing their jobs as the reason for early retirement, while 16% want to spend more time with family, and 10% needing to look after a family member, " according to the 2013 Merrill Lynch retirement survey.
Merrill Lynch. (2013). Americans’ perspectives on new retirement realities and the longevity bonus. U. S.: Merrill Lynch. Retrieved from www.wealthmanagement.ml.com.