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Fact of the Week: 14 July 2014

Only One in Five Lower-income Workers Participate in Pension Plans

Among lower-income individuals (under 300% of poverty line), 22% reported that they participated in a pension plan at their current job between 1992-2010, compared to 59% of higher-income individuals (over 300% of poverty line), according to a 2014 analysis of data from the Health and Retirement Study.
Wu, A. Y., Rutledge, M. S., & Penglase, J. (2014). Why don't lower-income individuals have pensions?. (Issue Brief No. 14-8). Chestnut Hill, MA: Center for Retirement Research at Boston College. Retrieved from
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