The Federal Stafford Loan

NSLDS/Clearinghouse

National Student Loan Data Systems (NSLDS)

The NSLDS is a data warehouse that was established by the Department of Education. All U.S. colleges and universities are required to report enrollment data on a monthly basis. Lenders, Guarantors, and Loan Servicers also report information about your Federal Stafford, Perkins, and Plus loans. If you are going on to another college or university, this is where your lenders will get the information necessary to grant your student deferment. Log on to the NSLDS website with your FAFSA PIN.

National Student Loan Clearinghouse

The National Student Clearinghouse maintains a comprehensive electronic registry of student records that provides a single, highly automated point-of-contact for organizations and individuals requiring timely, accurate verification of student enrollment, degree, and loan data. 

Today, over 2,700 colleges, representing 91% of the nation's enrollment, participate in the Clearinghouse by providing regular student record updates on all of their currently enrolled students. Student loan providers, employers, student credit issuers, student health insurance providers, the federal government, and others access the Clearinghouse's registry over 100 million times annually to conduct electronic student record verifications.