LL 641.01 Real Estate Finance (Fall 2007-2008: 3)

Prerequisite: None
Corequisite: None
Property: Land Law and Environmental Law
This is a three-credit course which will meet twice weekly. The grade is based on an examination; class attendance, participation in class discussions and performance in problem solving and negotiation exercises will also be evaluated as factors in determining the final grade. The instructor practices in the real estate, land use planning and zoning and municipal (local government) law areas. This course will explore the role of a lawyer and the myriad of transactional documents and agreements in residential and commercial real estate transactions. The course will examine and dissect the representation of buyers, sellers, and lenders. Case studies will be reviewed to give students a feel for the layer's role in structuring and adding value to real estate deals as well as for the "process" or cycle of these transactions. Students will appreciate the real-world feel of the studies and will get a better sense of the legal and financial issues that confront residential and commercial real estate developers, buyers, sellers and lenders. This course will also emphasize the acquisition of practical lawyering skills such as drafting and problem-solving abilities. Problems will be presented requiring students to review and apply real estate documents or specific provisions, logic, practical skills and negotiating skills. Consistent with an emphasis on lawyering skills, a variety of ethical issues and dilemmas relevant to modern real estate practice will be reviewed. The course will emphasize commercial transactions and the increasing roles available to lawyers in structuring and advising on those transactions. Commercial leasing transactions will be discussed as well as choice of ownership entities, zoning, environmental and due authorization opinion letters, and environmental and zoning considerations in sale, lease, and finance transactions. In a commercial transaction the role of the lawyer has evolved so that the lawyer often now is a central figure in assembling the development team, the lending institutions, and coordinating the work of other professionals. The process tends to funnel the lawyer to act as the principal aid and business advisor, as well as the legal advisor to the developer, buyer, seller, borrower, or lender. This is an area in which lawyers are finding an increasing amount of complex and exacting practice, and encountering delicate ethical issues. The course is designed to introduce students to the basic mechanics, issues, complications and due diligence requirements of residential and commercial real estate transactions. Significant attention and time will be devoted to due diligence and the importance of the thoroughness of that process and its results, skillful negotiation of documents for transactions involving mortgage and security agreements, documents for construction loans, permanent finance loans, and zoning and environmental opinions. The course will not present absolutes, but rather it will expose students to the understanding that even though there are standard form documents, agreements and practices, none of the rules apply when the contract can expressly provide otherwise after negotiation. The course will emphasize that the negotiating lawyer is called upon to think, to justify the clauses drafted and to demonstrate that they are reasonable, fair, and just. Actual documents, case studies and the cases cited in the Syllabus, instead of a traditional text, are the course's primary source materials. All materials, except the cases, are available through the BC Website (also available on CD), Library Reserve, PDF's, and Supplemental handouts in class.
Howard A. Levine

Last Updated: 26-MAR-07