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Deferment Chart for Federal Stafford and
Grad PLUS Loans

Deferment Conditions:
Stafford
Grad PLUS
At least half-time study at a postsecondary school
Yes
Yes
Study in an approved graduate fellowship program or in an approved rehabilitation training program for the disabled
Yes
Yes
Unable to find full-time employment
Yes
Yes
Economic hardship (includes Peace Corps Service)
Yes
Yes
Engages in service listed under discharge/cancellation conditions
Yes
Yes
Active Military Duty (for loans first disbursed on/after July 1, 2001); while borrower is on active duty during a war, other military operation, or national emergency
Yes
Yes