Loans and Financing
types of financial aid
Federal Student Loan Programs
An education loan is a form of financial aid that must be repaid, with interest. Education loans come in three major categories:
- Student loans (e.g., Federal Direct and Perkins loans)
- Parent loans (e.g., PLUS loans)
- Private student loans (also called alternative student loans)
Since July 1, 2010, all new federal education loans have been made through the Direct Loan program. To qualify for a federal student loan, please start by applying for financial aid through the Office of Student Services.
Please email the Office of Student Services with any questions.